3 Easy Ways to Illuminate Your Home for the Holidays

(StatePoint) ‘Tis the season of friends, family and entertaining! If you’re planning on hosting guests — whether for an entire week of family fun or a one-night celebration — now’s the time to get your home in the holiday spirit. “Preparing a home for the holidays doesn’t have to require adding extensive decorations or undergoing…

Concerned About Rising Mortgage Rates? Borrowers Have Options

(StatePoint) While mortgage interest rates remain near historic lows, they have been slowly rising over the last year, increasing the cost of 30-year loans for borrowers. Home buyers concerned about higher rates have other options to consider: an adjustable rate mortgage (ARM), which provides an initial lower monthly payment, or a 15-year fixed rate mortgage,…

Upgrade Your Kitchen to Cook Like a Professional Chef

(StatePoint) Of course, cooking like a chef at home requires talent and practice. But there’s no doubt about it — having the right culinary tools, appliances and prep space is essential, too. To upgrade your kitchen so that you can cook like a chef, consider the following: Prep Like a Pro Save time and energy…

3 Unexpected Upgrades to Add Beauty and Comfort to Your Home

(StatePoint) While a simple home upgrade once meant a new area rug or fresh coat of paint, these days, there are new and unexpected ways to update your space in order to add beauty and comfort to your home. • Think Smart: New technology can add unexpected convenience and luxury to your everyday life. Virtual…

New Listing – 29 Francisco Ave West Caldwell

Classic 3 bedroom brick, slate roof colonial in desirable Presidential Section. Located on a quiet street with Francisco Park on  one end and a cul-de-sac on the other. The classic center hall layout directs traffic left to the spacious living room with fireplace and built-in bookcases, right into the formal dining room, or back to…

Top Tips and Decluttering Insights for Your Next Move

Moving can be emotional and the ways you manage it – including the downsizing of your possessions – may be influenced by your age, suggests a new study. “From heirlooms to kitchen gadgets, moving is one of the few times in life when you’re forced to consider all your possessions and decide what goes and…

Interest Rates are Rising: Should You Buy a Home or Wait?

(StatePoint) With heightened talk of rising interest rates, many prospective home buyers are understandably concerned about whether it’s the right time to purchase a home. Indeed, you may be wondering if you waited too long and let the historically low interest rates pass you by or if you can still find a dream home that…

Are Common Myths Holding You Back from Buying a Home?

(StatePoint) Aspirations of home ownership is strong for America’s families, yet findings from the fifth annual America at Home survey from NeighborWorks America indicate several perceived barriers to home ownership among the majority of consumers. Findings from the survey, which consisted of 1,000 U.S. adults and 500 millennials include many misconceptions about what it takes…

How to Find the Right Home Mortgage So You Don’t Overpay

(StatePoint) Ample bedrooms and bathrooms? Check. A roomy kitchen? Check. A nice-sized backyard, storage space in the attic and just the right amount of curb appeal? Check, check and check. Once you’ve found your perfect home, the next step is finding the right mortgage — which can sometimes feel like you’re competing in a contact…